Payza Launches Global ISO Program

Payza ISO Program

The Payza Referral Program is already a great way to earn money by telling people about Payza, but if you know merchants and businesses who may be able to benefit from our services there’s now a way to earn even more!

With so much more than just credit card processing, Payza is a great all-in-one online payment solution or a fantastic add-on to a merchant’s existing payment options. Payza offers Bitcoin payment processing and e-wallet payments on top of specialty local options.

To help spread the word about our services, Payza is introducing a new global ISO program to let independent sales representatives and organizations in over 190 countries earn lucrative commissions by promoting Payza’s services to online businesses. This is a great way to earn money while increasing Payza’s adoption among online merchants. If you’re a Payza member, that means you’ll also be getting more merchants that accept Payza e-wallet payments, giving you more options for your Payza funds!

What is an ISO?

An ISO, or Independent Sales Organization, promotes merchant services on behalf of payment processors such as Payza. ISOs operate under strict conditions so this task is not for everybody, but if you are well-organized, responsible, and have a friendly and outgoing personality, this may be a great opportunity for you.

Existing ISOs are encouraged to take part in Payza’s new global ISO program. For details on how to get started, contact our Business Development Team by sending an email to [email protected].

What are the terms of the Payza ISO Agreement?

If you would like to promote Payza’s merchant services, you must complete an NDA (non-disclosure agreement) and an ISO Agreement. This means that you are bound not to disclose the proprietary information you learn about our services. When promoting Payza, you are prohibited from misrepresenting or making false claims about Payza’s services.

Payza accepts a wide range of merchants from a vast amount of countries worldwide, but there are still some restrictions on which businesses that can use our services. Be sure to read the Payza Reference Center for details about these restrictions: Acceptable Use and Activities Not Allowed.

Payza provides a wide range of resources to help our members use their Payza account to the fullest, however ISOs are responsible for on-boarding merchants and assisting with basic integration if they wish to receive a full share of commissions.

How do I get started?

Becoming a Payza ISO is easy. Once you complete the necessary paperwork, you can begin promoting Payza’s services immediately. Simply contact [email protected] to request the NDA and Payza ISO Agreement, and return those documents when completed.

We suggest that you sign up for your own Payza account and have it verified to receive your commissions with the shortest possible delay.

Once the ISO documentation has been completed and your Payza account has been set up, you’re ready to start finding clients. Payza has marketing resources available upon request to help you let your contacts know what makes Payza the right partner for their online payment processing needs.

If you have any questions or feedback regarding the new Payza ISO Program, we look forward to hearing your comments.

Use Payza for Your Bitcoin and Fiat Currency Payment and Payout Needs

Payza Bitcoin Processing

As a leading online payments technology company, Payza’s highly secure platform provides businesses and consumers with convenient and flexible solutions for sending and receiving payments worldwide. With full Bitcoin services that function alongside our fiat services, Payza is now a complete online payments solution that lets merchants accept payments and make payouts in both fiat currencies and Bitcoin.

This means that Payza doesn’t only work with fiat currencies, but is also a full-service cryptocurrency processor as well. Merchants that have a Payza account and want to work with Bitcoin don’t need to use one provider for fiat payments and another for Bitcoin, they have everything they need with a single Payza account!

Payza gives you the flexibility of working with both cryptocurrencies and fiat currencies. Here are some of the many services Payza offers to our Business members:

  • Flexible payment and payout options: Accept payments and make payouts in Bitcoin and traditional currencies. Payza business members can make payouts in Bitcoin to other Payza members or to external Bitcoin wallets. When receiving payments and making payouts in Bitcoin, you can take advantage of Payza’s lower fees, starting at just 1.2% for accepting Bitcoin payments. If you make Bitcoin payouts, your recipients will enjoy low fees as well, either 1.2% for receiving Bitcoin to their Payza account, or 0.001 BTC for receiving Bitcoin to an external wallet.
  • Powerful APIs: The Payza SendMoney API is a simple interface that allows you to complete a payment without logging in to your Payza account. The Bitcoin SendMoney API takes this one step further – it lets users send bitcoins from your Payza account directly to an external Bitcoin address. These APIs are great for merchants who want to further automate their payout system. For even more automation, the MassPay API allows you to send a batch of payments without having to create and upload a CSV file to your Payza account.
  • Shopping Cart integration and other checkout options: As a leading online payment option, Payza integrates easily with many online shopping carts such as Magento and PrestaShop. If you aren’t using one of these shopping carts, Payza provides merchants with two standalone checkout modules for their online stores, Standard Checkout and In-Page Checkout.
  • Payroll solutions: Many businesses today are turning to payroll cards when paying their employees. This method is especially convenient for companies with employees spread out over several countries. Payroll cards are reloadable prepaid cards onto which an employer loads a worker’s earnings. With Payza, you can use the Payza Card as a payroll card solution.

Merchants are already taking advantage of Payza’s Bitcoin services. These merchants love that they can use Payza when working with both Bitcoin and fiat currency. They also love how Bitcoin transactions through Payza are instant, secure, and simple. On top of all that, the fees are low too — a total win!

Sign up for your Payza Business Account today and be sure to check out the Merchant Setup Guide if you need some guidance.

Want to learn more about what Bitcoin services Payza offers to merchants? Contact our Business Development Team: [email protected].


New Services in Mexico! Introducing Add Funds by OXXO and Mexican Peso Support

Payza Oxxo Peso

Payza members in Mexico have two new reasons to celebrate! Payza has just added full Mexican Peso support and added the popular OXXO payment method as a deposit option, so you can now add Pesos to your Payza account using an OXXO payment.

Payza has added another specialized local deposit option to our wide range of features and services, this time it’s for our members in Mexico. The Add Funds by OXXO options is now available for all of out members in Mexico and allows you to quickly and securely load your Payza e-wallet with Pesos. The fee for this new deposit option is 5%.

How to Add Funds by OXXO

We’ve made it easy to add funds to your Payza account by OXXO. Just create the transaction in your Payza account, print out the OXXO payment form and bring it to an authorized OXXO processor to complete the payment.

Here are the exact steps to complete an Add Funds by OXXO transaction:

  1. In your Payza account, click “Add Funds” in the top menu.
  2. Select “OXXO”.
  3. Enter the amount of Pesos to deposit, your CURP, RFC, or IFE Personal Identification Number, and an optional Description.
  4. Click the “Add Funds” button at the bottom.
  5. Review your transaction request and click “Next” to confirm.
  6. We will provide you with an OXXO transaction number and bar-code. It is important to print this page in order to complete your deposit.
  7. Click “Finish” to close the transaction.
  8. Visit an authorized processor with your printed transaction instructions and pay for your deposit.

Using Mexican Pesos with Payza

Now that the Peso is a supported currency, members in Mexico can now perform many online transactions in their local currency.

You can complete the following transactions using Mexican Pesos:

  • Deposits to Payza
  • Make online payments and send funds
  • Convert Pesos to foreign currencies supported by Payza, such as US Dollars

For more information on OXXO, on services in Mexico, and for all other Payza news and updates, be sure to subscribe to our blog.

PrestaShop Review: Learn About Payza Shopping Cart Modules

PrestaShop Review

Choosing the right shopping cart is not a decision to be made lightly. There are a lot of them out there and they don’t all support the same tools and functions, so you need to think about your customers’ needs and choose a shopping cart that supports the features necessary for your business. To help this process along, we’re offering our in-depth reviews of Payza-supported shopping carts.

PrestaShop Review (

PrestaShop is one of the most widely-used e-commerce solutions in the world, it is included on 0.5% of all websites on the internet. Published under the Open Software License (OSL), PrestaShop’s popularity among websites using open source technologies is 9% – meaning roughly 1 out of every 11 websites using open source software is using PrestaShop.

One of PrestaShop’s most popular features is their shopping cart software. In our overview of the best shopping cart options for Payza users, we’ve already taken an in-depth look at Magento and WHMCS, two very powerful and popular solutions. Compared to those platforms, PrestaShop has two very attractive advantages.

One-Stop Shop

Uniquely, PrestaShop offers a complete shopping cart software package, perfect for merchants who have no developer skills of their own. The installation is known for being one of the most painless on the market, and the backend interface is intuitive and easy-to-use, allowing even total beginners to build and customize their shopping carts.

Free service with paid add-ons

Equally important for online sellers just starting out, PrestaShop is the only free, fully hosted open-source e-commerce shopping cart platform on the market. There is no trial period – it is free to use for as long as you want to use it. There are paid add-ons and additional features, but everything you need to run a customized shopping cart for your online store is available to you at no charge.

The freemium model allows PrestaShop to eliminate the financial barriers to online entrepreneurship that can deter cost-averse merchants, but the inclusivity of this solution doesn’t stop at price. PrestaShop is offered as either downloaded or cloud-hosted software and available in over 60 languages, so e-tailers all over the world can host their online stores in the cloud, helping to make e-commerce accessible globally.


The downside of the freemium model is that PrestaShop’s income is limited to the sale of add-ons, so they are not able to provide dedicated support staff. Instead, there is a community of open-source developers that maintain an official PrestaShop forum, where users can get help for their issues.

PrestaShop is also well aware of its role and popularity among small businesses, entrepreneurs, and others who are new to e-commerce, so it foregoes some more intensive features and functionality in favor of usability and accessibility. For this reason, Magento is a better choice for large established businesses with dedicated developers on staff who want something fully versatile and customizable, while PrestaShop offers a more basic, entry-level platform that still offers everything a small business could need.


  • Totally free-to-use
  • Comes with built-in shopping cart templates
  • Easy, intuitive administration panel


  • Less out-of-the-box and custom features
  • Limited SEO functionality
  • No dedicated support team

Payza-integrated shopping carts allow merchants to provide a simple and familiar checkout option for their customers. Your clients can make single-step, multi-item purchases and every transaction will be securely and instantly processed by Payza. PrestaShop’s free, secure and open source shopping cart platform comes complete with over 275 features that have been carefully developed to assist business owners in increasing sales with little effort.

PrestaShop – “PrestaShop was founded in 2007 with a mission to provide world-class ecommerce software through open source innovation. Today more than 250,000 ecommerce stores in 195 countries run on PrestaShop technology.”

DOWNLOAD THE PRESTASHOP MODULE: PrestaShop Shopping Cart Module for Payza

WHMCS Review: Learn About Payza Shopping Cart Modules

Choosing the right shopping cart is not a decision to be made lightly. There are a lot of them out there and they don’t all support the same tools and functions, so you need to think about your customers’ needs and choose a shopping cart that supports the features necessary for your business. To help this process along, we’re offering our in-depth reviews of Payza-supported shopping carts.

WHMCS Review (

We began our series of shopping-cart reviews with Magento, a powerful, flexible and cost-effective e-commerce platform. The one major downside of Magento is that it’s not known for being user-friendly, and can be very challenging to use for small and mid-sized merchants who lack developer skills of their own.

So for merchants looking for a simple, turnkey billing solution, WHMCS is an excellent choice, always close to the top of the list of recommendations and known industry-wide for its excellent customer service. Though WHMCS does not develop its own shopping cart templates, they provide a robust billing platform and offer round-the-clock customer support for each and every one of their users.

Originally launched in 2005, WHMCS built its business by providing a complete end-to-end solution to web hosts and internet service providers, automating the delivery of web hosting, domain name registration and associated digital services through a single centralized platform. WHMCS now powers many of the world’s leading web hosting companies and can be integrated with any type of business that requires online billing.

How it Works

WHMCS does not provide its own shopping cart templates – they solely handle the billing side of things for you. Payza provides the shopping cart module to be integrated with your existing e-commerce website and processes all the payments collected by WHMCS.

This means that when one of your clients places an order through your Payza-integrated shopping cart, WHMCS sends them a high quality, professional-looking bill. This invoice is sent in HTML and PDF format by email to the client, so they don’t even need to visit your site to view or pay their bill. The invoices themselves are fully customizable.

One of the key advantages of WHMCS is that they will even follow up with payment due date reminders and seek out outstanding payees – meaning that if you have any unpaid bills, WHMCS will chase after your delinquent clients for you to make sure the invoice gets paid in full.


Though WHMCS is not free, it is one of the cheapest billing solutions on the market. You can sign up for a free 30-day trial, after which you can use WHMCS for all your billing purposed for somewhere between $15 and $19 per month. Compared to some other providers who charge anywhere between $500 and $5000 per month, WHMCS is a steal.

WHMCS is very popular with web hosts and developers because they are both user-friendly and very versatile for those with developer skills. WHMCS is deeply committed to providing up-to-date and reliable integration with the latest web hosting technologies and with all the leading services & providers web hosts use, combined with high-quality service and support available around the clock.


  • Free 30-day trial available
  • Best customer support in the business
  • Integrated with over 75 different payment gateways


  • Monthly fee (starting at about $15/month)
  • Currently only supports English
  • Requires 3rd party modules

Payza-integrated shopping cart modules allow Payza members to integrate complete, ready-to-use shopping carts into their websites at no extra cost, with payments processed instantly by Payza. The WHMCS shopping cart module combines billing and support into a single package for merchants looking for a complete and versatile shopping cart, with the added benefit of the provider’s trademark user-friendliness and their focus on customer support as a number one priority.

WHMCS  – “Choose WHMCS today and unlock a whole new level of business automation that saves you time, increases efficiency, and gives you valuable insights to help maximise your revenue. Plus much more.”

DOWNLOAD THE WHMCS MODULE: WHMCS Shopping Cart Module for Payza


Boleto Bancário: What it Is and How it Works

Last week, Payza announced that we added Boleto Bancário as a payment option for Brazilian users, along with the addition of the Brazilian Real as a supported local currency. While Payza members in Brazil rejoiced at this new option for loading their e-wallets, merchants outside of Brazil may be scratching their heads, wondering why this is a big deal and how it can help them.

Colloquially known as Boleto, meaning ticket, Boleto Bancário is the most popular solution for invoice payments in Brazil. Regulated by the Brazilian Federation of Banks (FEBRABANK), Boleto is connected to the Brazilian Payment System (SPB), a set of tools, procedures, and regulations which support financial transactions between the Brazilian market and economic agents. SPB serves to safeguard the economy and prevent security breaches.

Boleto tickets, which are similar to invoices, are documents issued by financial institutions in Brazil. A Boleto enables your customer to a pay you an exact indicated amount within a specified due date by simply visiting any bank, post office or lottery agency in Brazil (and even some supermarkets). The invoice can even be paid via online banking through most Brazilian banks. The agent simply collects the payment from the customer and issues it to the merchant.

Boleto Payments Carry Low Fraud Risk and No Chargebacks

Of particular interest is how both consumers and businesses, and members of the banked and unbanked populations, have embraced this payment method because of its ability to minimize fraud and avoid risks of credit card chargebacks. This makes Boleto and ideal vehicle for online payments, customers know their private information is not at risk and merchants won’t have to worry about “friendly fraud.”

Brazil is a high-growth, $20B e-commerce market, attractive to cross-border investors but dominated by local payment options. 63% of consumers don’t own an international credit card and 40% of credit card users avoid using their cards online due to fraud risks. That means just a mere fraction of the Brazilian population will opt to use credit cards for their online payments.

Despite this, most local merchants do not yet offer Boleto as an online payment option.

Even though the majority of e-commerce merchants don’t accept these payments, Boleto already holds an 18% share of the e-commerce market, making it the most popular online payment option in Brazil after credit cards.

Boleto is popular for a number of reasons:

  1. Boletos are available to all Brazilians, regardless of their credit rating or access to a bank account.
  2. Consumers can pay for their Boletos either by cash or card, both online or in-person.
  3. Boletos can be used for installment payments, a common payment choice in Brazil.
  4. Brazilians are concerned about fraud risks associated with a credit card.
  5. Low fraud rates and no chargeback risk increase e-commerce confidence for merchants and consumers.

Because of these benefits, supporting Boleto can be a major competitive advantage for cross-border merchants selling to Brazilian consumers, but the integration process can be complicated.

Thankfully, now that Payza accepts Boleto payments, cross-border merchants no longer need to integrate with Boleto – Payza takes care of the whole process. Your Brazilian customers will have the option of paying via Boleto, while you receive your payment directly in your Payza account. This means that your customers in Brazil have more payment options available to them and your business gains access to a payment option designed to be more fraud-proof than credit card transactions.

With Boleto, Payza allows you to receive money directly from Brazilian bank accounts, without needing a local banking partner, and without the risk of fraud. As a merchant, this new option allows your business to reach a largely under-served community of Brazilian consumers.

Magento Review: Learn About Payza Shopping Cart Modules

Magento Shopping Cart Review

Choosing the right shopping cart is not a decision to be made lightly. There are a lot of different options out there and each one provides a different set of tools and features. When choosing a shopping cart, you need to think about the needs of your customers in order to know which option provides the features necessary for your business. To help this process along, we’re offering in-depth reviews of Payza-supported shopping carts, starting with Magento.

To call Magento just a shopping cart really doesn’t do it justice. Founded in 2007, Magento is an open-source, full-service e-commerce platform and content management system. Written in PHP, the platform is fully customizable and easily scalable for a growing business. That means that Magento is designed to grow with your company, making it an ideal choice for new and established e-commerce businesses. If you want to launch or upgrade an online store consider Magento for the strength of the platform’s expansive features and its sheer popularity.

Marketed as “The World’s Most Flexible Commerce Platform,” Magento is certainly one of the world’s most popular. In May 2015, AheadWorks released a report that put Magento’s share of the e-commerce platform market at a massive 30%. Magento 2 was launched later that year, which improved upon the platform’s design and functionality.

Two Versions of Magento

There are two versions of Magento to consider, each designed to meet specific needs.

  • Community Edition – The free version of Magento, which you can download directly from their website and host on your own server. This is the only version you need to install to have the Magento shopping cart module for Payza. For a small fee, the Community Edition is also available as a hosted service. This means you won’t have to install anything yourself.
  • Enterprise Edition – The paid version is set up for you by Magento and is designed with large companies in mind. Unlike the Community Edition, the Enterprise Edition gives you access to Magento’s partners and certified developers who can help you get started and manage your online store.

Finding a platform that is reliable, flexible, and affordable can be a challenge – usually, you can get only two of those qualities. Magento’s popularity stems from the fact that it is one of the few services to provide all three. E-commerce business owners love the software’s cost-effectiveness, which ranges from the free version, with both free and paid plug-ins and add-ons, to the versatile paid versions aimed at larger enterprises. Pretty much any feature you could want is available in Magento, especially if you have the coding skills to take advantage of them.

There is one drawback though, the free version doesn’t include technical support from Magento staff. You need to have some technical know-how to configure and customize your website, or hire a developer to do that for you. Since it is such a robust, versatile platform, integration can pose a challenge for business owners who are not familiar with programming. Magento also does not include templates in any edition, so if you’re looking for a “plug-and-play” content management system, this may not be the platform for you.

If what you need is a shopping cart for your existing website though, using Payza’s free Magento shopping cart module with the free Community Edition is as plug-and-play as you can get. Just download Magento from and then visit our Supported Shopping Cart Modules page to download the module.


  • Free
  • Feature-intensive
  • Scalable


  • No templates
  • Developer skills required
  • No free hosting

Payza-integrated shopping carts allow merchants to provide a simple and familiar checkout option for their customers. Your clients can make single-step, multi-item purchases, and every transaction will be processed securely by Payza, with the funds landing in your account instantly.

You can download the Magento Shopping Cart Module zip file for Payza here.

Magento: “More than 240,000 merchants worldwide put their trust in our eCommerce software. Magento’s eCommerce platform gives you the tools you need to attract more prospects, sell more products, and make more money.

The New Payza Business Manual is Your Ultimate Guide for Processing Online Payments

Now that you’re set up, our complementary manual will show how e-commerce merchants can best use our digital payment platform.

We are eager to share our latest information resource from the Payza Reference Center. Once you’ve completed the steps of our Merchant Setup Guide and start receiving payments, you can continue receiving guidance from our detailed Payza Business Manual. The manual provides in-depth, step-by-step instructions to assist you with day-to-day payments and business administration duties, as well as a consolidated overview of features available to you as a member of our payment platform.

You can consult the manual whenever you like, here, where you will find helpful guides for the following services and features:

Just like our Setup Guides in the Reference Center, we organized the manual into easy to navigate sections to help you when submitting customer support inquiries. If you encounter difficulties managing your payments, simply indicate the section in the guide you are experiencing difficulties with when you submit a customer support ticket.

(You can find our setup guide for Personal Accounts here.)

Your opinions matter: Tell us what you think

We made this manual for you, our merchants. Though we have a good understanding of your needs, we know that we can strengthen the content of our manual further with your feedback.

We encourage all Payza merchants to view the guide and suggest edits for sections that are unclear, missing information, or are simply not up to par with your expectations. We review all comments and suggested edits daily; rest assured, your inputs will guide us in keeping this manual robust and complete, as well as guide us in developing future resources for Payza members.

To provide your feedback, simply click the Suggest Edits icon at the top right of the page, below the search tool.

Stay tuned and expect an equivalent manual for Payza Personal accounts in the near future.